Online Payments

Accepting Credit Cards With Paypal

Paypal Business Account
Just starting your business and not ready to leap into an online merchant account? You can take Paypal payments and credit cards with a Paypal business account.

Accepting Credit Cards Online With An Internet Merchant Account

What is an internet merchant account?

An internet merchant account is essentially a separate bank account that allows you to accept credit card payments without having to actually see the card or card user in person, via a payment gateway. This account is not the same as a regular merchant account (like what your local fabric shop has and which includes the card swipe machine). If you already have a merchant account, but want to accept credit cards online, you will also need an internet merchant account. Doing business online is virtually impossible without the ability to accept credit cards. And if you want full control of your credit card transactions, you will need an internet merchant account, as opposed to using a third-party payment processor such as Paypal or 2checkout.

 

What is a payment Gateway?
The Payment Gateway is the online credit card processor that connects to the online shopper’s credit card account and the online merchant account to handle the ecommerce transaction. The processor verifies the credit card information and completes the transfer of funds from one account to the other. This is also the service where you setup your payment settings, and from which you receive daily information regarding what payments have been made and what funds have been deposited in your bank account. Typically, you will receive a deposit each day that you receive a payment. Your associated fees will be charged each month.

Benefits of having an online merchant account / payment gateway

  • Accept ALL MAJOR Credit Cards on your Web site, Retail or eBay Store
  • Funds deposited directly into your Personal or Business Checking Account
  • Control over fraud investigations and usage of fraud prevention tools
  • No worries that a payment processor will freeze your bank account
  • Enjoy GROSS DAILY SETTLEMENT of your Visa/MasterCard sales*
  • Internet accounts INCLUDE real time Payment Gateway & Virtual Terminal
  • Apply for your account online and receive your live Visa/MasterCard Merchant ID
  • Apply for American Express & Discover right on the Application

Why should I sign up through Michelle?
Night Owl Marketing LLC has partnered with e-onlinedata to offer you the highest quality Credit Card Processing and Payment solutions. We specialize in Merchant Accounts for Internet, Mail Order/Phone Order, Retail and Auction businesses.

We feature INSTANT ESTABLISHMENT of your Merchant ID Number — as soon as you submit the Online Application for your merchant account, we issue your live Visa/MasterCard Merchant ID.

What are the rates for your online merchant account / payment processor?

  • NO Application Fees
  • NO Annual Fees
  • NO Address Verification (AVS) Fees
  • NO Leasing
  • NO Termination Penalties
  • NO Batch Header Fees
  • $79 One-Time Setup Fee
  • $25 per month
  • 2.29% VISA/MasterCard Qualified Discount Rate
  • $0.30 per Transaction
  • $25.00 Monthly Processing Minimum*

Ready to Upgrade from Paypal or start your business venture?
If your business or organization needs to accept Visa and MasterCard (AMEX and Discover Card available) to boost sales and income, click the link below to find out more about the special program we have negotiated for you with leading eCommerce Merchant Account provider e-onlinedata.

The Authorize.Net Payment Gateway system is fully compatible with most ecommerce shopping carts and we have technical support standing by to assist you in launching your eCommerce storefront.

To learn more about our Merchant Accounts with Authorize.Net, please click here: